Bloodline Planning
How can I protect my children’s inheritance?

Without the correct 'Bloodline Planning' -
Some, or all of your children’s or grandchildren’s (bloodline’s)
inheritance could be lost.

Assets not protected by a 
Trust face attack from –
• The Divorce or separation settlements of future generations.
• Creditors or Bankruptcy claims.
• Further Inheritance Tax bills.
• Distributing assets

Have you considered what may happen if your surviving spouse were to remarry? How would this affect your own children if he/she later changed their will in favour of the new spouse and any subsequent children?

Or for those of you who already have children from a previous marriage how do you ensure that they would get their fair share?

What if your children are very young or have special needs? How can you ensure that they are fully provided for?
There may also be a business you have worked hard to build up. Surely you would want to protect this for your family too?

Do you really want to leave it all to chance, when with our professional help to set up the correct type of planning all these problems could be solved?

Our expertise will ensure that your assets are both fully protected from attack and immediately available to your loved ones after you are gone.
Bloodline Planning is ensuring that your assets reach your children, grandchildren and other relatives, rather than ending up in the wrong hands!

When assets are distributed to beneficiaries ‘absolutely’, (i.e. they receive cash, property or other assets as a direct lump sum payment) so much can be lost. These assets are then considered to be part of the beneficiary’s estate and would be at risk of attack from any future divorce settlements, creditors and taxation.

With the strategic use of Trusts, Rafter Wills and Estate Planning can ensure that your children and grandchildren are able to benefit completely from the inheritance you want them to receive and at the same time protect the family home and other assets from being lost to the costs of Long Term Care.
The correct Trusts can provide the protection and control of a multitude of assets from those risks noted above. This protection can extend from the family home, to investment products and Family Businesses.

There are two potential scenarios when planning can be made with Trusts. One is during your lifetime and the other is in preparation for death.

At Rafter Wills and Estate Planning we utilise a range of trusts in conjunction with the Will, which will ensure that your hard earned assets are fully protected for your children and grandchildren. The type of planning is very much dependent on individual requirements and the value of the estate, so please contact us today for a free, no obligation discussion.
​For more information and to download an information pack, please visit our Media page
Contact us now to arrange a free initial meeting:
Telephone: 01604 889073